Pfenninger, Claxton, & Estelle Insurance Group

General Liability Insurance Muncie

Factory bossA commercial general liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing CGL risks.

Here are just a few examples of situations in which your business could be responsible for paying various costs, such as medical and legal expenses, as well as compensatory and punitive damages:

  • While visiting your business, a customer trips on loose flooring and is injured.
  • An employee in your painting or construction business accidentally leaves water running, causing substantial damage to a customer’s home.
  • A class action lawsuit is filed against your business, alleging advertisements constituted misleading information.

With four convenient locations in New Castle, Muncie and Shelbyville, Indiana, Pfenninger, Claxton, & Estelle Insurance Group is a long-standing, full-service insurance agency dedicated to providing you with the highest quality general liability insurance in Muncie. As a well established local agency, Pfenninger, Claxton, & Estelle Insurance Group has access to top-rated carriers nationwide, allowing us to offer you the best rates throughout the state.

At Pfenninger, Claxton, & Estelle Insurance Group, we know everyone and every policy truly is unique. Contact us to speak with an agent right now—get a free Muncie general liability insurance quote and discover your options for customizable Indiana insurance coverage today!